How to apply and obtain Bank of China (BOC) Debit / Credit cards?

List of Bank of China (BOC) Debit / Credit cards

1. BOC Family Credit Card

As part of the BOC Family Credit Card Cash Rebate Program, Cardmembers who use their BOC Family Credit Card to make purchases will receive a cash rebate on the amount of those purchases.

Benefits of BOC card

  • Cash Rebate: All retail transactions will receive a 0.3 percent cash rebate (“Base Cash Rebate”) if the Cardholder charges less than S$800 to their Card Account in a billing cycle.
  • Family Cash Rebate: Cash rebates are given to Cardmembers who spend at least S$800 in a billing cycle on their Card Account. For example 10% cash rebate on Dining and Movies,5% cash rebate on Family Club Merchants,3% cash rebate on Public Transport transactions,3% cash rebate on Supermarket, Online purchases, and Hospital, and 0.3% cash rebate on all other retail purchases.

Features of BOC Card

  • Both primary and auxiliary credit cards are eligible for a one-year fee waiver.
  • Everyday Dining, Movies, Online Purchases, Supermarkets, Hospital Bills, Public Transportation Transactions and Family Club Merchants are all eligible for cash rebates.

Eligibility

  • Primary applicants Aged 21 and above
  • Supplementary applicants: Age 18 and above
  • A yearly salary of at least S$30,000 is required. A yearly salary of at least S$60,000 for non-locals

Terms and conditions

  • Credit card spending and cash rebates are calculated based on the amount of money spent by a Cardmember in one billing cycle, which excludes interest charges, card annual fees, and other fees such as late payment and goods and services taxes. Cash rebates are also calculated based on the amount of money spent on purchases made through Installment Payment Plan (IPP) transactions.
  • To be eligible for the Base Cash Rebate or Family Cash Rebate, you can use both the Principal Card and the Supplementary Card to make a single transactional purchase.
  • In order to get a cash reimbursement, each transaction must be rounded down to the nearest two decimal places.
  • Posting transactions before the conclusion of each billing cycle is required.
  • Cash rebates will be deposited into the Card Account in the following billing period. For each month that the Card Account is open, you will receive a cash rebate.
  • If any transactions are reversed, canceled, or refunded, the amount of the refunded, canceled, or reversed transactions shall be removed from the applicable monthly billed amount for calculation and award of cash rebates.
  • When the cash refund is credited, the Card Account must be in good standing.
  • As a result of these Terms and Conditions, BOC disclaims all responsibility for any errors, delays, or omissions it makes in performing such commitments.
  • Contracts (Rights of Third Parties) Act Cap 53B says that a person who isn’t a party to these terms and conditions cannot enforce any of these terms and conditions.

How to apply?

  • You can apply here.

2. BOC Elite Miles World Mastercard Programme

For the traveler in your life, the BOC Elite Miles World Mastercard is a perfect choice. Cardholders can earn extra points at an enticing rate that can be redeemed for air miles and other benefits.

Benefits of BOC Elite Miles World Mastercard

  • When a Cardholder and/or a Supplementary Cardholder use the Card to make an Eligible Transaction, the following BOC Bonus Points are awarded: 9 BOC Bonus Points will be awarded for every S$1 Overseas Spend, and 4.5 BOC Bonus Points will be awarded for every S$1 Local Spend.
  • In order to convert BOC Bonus Points to BOC Air Miles, you must be a Principal Cardmember who has signed up for the BOC Air Miles Program.

Features

  • Earn accelerated air miles
  • Redeem shopping and eating certificates as well as other lifestyle benefits.
  • Enjoy 24/7 Concierge Service

Terms and conditions

  • Bonus Points can be suspended or recalculated at any moment by BOC without warning or explanation, and BOC will not be held responsible for any errors that may have occurred during the calculation process.
  • These Terms and Conditions may be changed at any time by BOC, with prior notice to the Cardholder and Supplementary Cardholder, at its sole discretion.
  • BOC reserves the right to suspend, cancel, or discontinue the Card at any time, for any reason, with or without warning.
  • There will be no appeals to the BOC’s decisions on any and all issues relating to or relating to the Card.
  • In order for the BOC Bonus Points to be credited to the Card Account, they must be in good standing.
  • If a person suffers or incurs any losses or damages as a result of BOC’s execution of its responsibilities under these Terms and Conditions, BOC will have no liability to that person.
  • If you are not a party to these Terms and Conditions, you are not entitled to enforce any of them under the Contracts (Rights of Third Parties) Act Cap 53B, which prohibits third parties from enforcing contracts.

How to apply?

  • You can apply here.

3. BOC Zaobao Credit Card

Benefits

  • Unlimited cash rebates on all retail purchases in Singapore and internationally, as well as a greater cash rebate on subscriptions to the Lianhe Zaobao and other SPH newspapers, and on meals if you meet a spending threshold. Additionally, you’ll earn BOC Rewards points for purchases made both domestically and abroad.

Features

  • Cash rebates and BOC Rewards points for your local and international retail spending.
  • No annual fees for 2 years
  • For retail transactions in RMB, currency exchange fees will be waived.
  • At the Marina Bay Sands Rewards membership counter, you will receive a complimentary Sands Rewards Lifestyle Elite tier membership.
  • Call 800-4922-471 or +1-408-351-1676 for 24-hour global concierge assistance (overseas).
  • UnionPay QuickPass and QR Functions make it easy to use your UnionPay account.

Terms and conditions

  • BOC has the sole and absolute discretion to alter, supplement, vary, or cancel any of these terms and conditions at any time and without any liability to anyone.
  • Spending from both the primary and secondary card accounts can be used to meet the qualifying spend requirements for this program’s cash rebate.
  • Before the conclusion of every billing cycle, all transactions must be posted. Merchants and other third parties will not be held liable for any delays in transmitting evidence of retail purchases to BOC.
  • When a cash refund is issued, it will be applied to the Cardmember’s Card Account in the following billing cycle. The cardholder’s monthly statement will show the cash rebate.
  • If a person suffers or incurs any losses or damages as a result of BOC’s execution of its responsibilities under these Terms and Conditions, BOC will have no liability to that person.

How to apply?

You can check here.

4. BOC Sheng Siong Credit Card

Benefits

  • Savings on your regular Sheng Siong grocery purchases are made possible by the BOC Sheng Siong Card. Cashback on both domestic and international transactions makes this card ideal for daily use.

Features

  • A 6% cash rebate at Sheng Siong is available to all customers, regardless of how much they spend.
  • You can earn a limitless 1.5% cash reward on all of your purchases, both domestic and international, without having to meet a spending threshold (e.g.: dining, transportation, online shopping).
  • Benefit from the perks of the Visa Platinum Card.
  • Principal and supplemental cards will be free of annual fees for the first year.

Eligibility

  • Primary applicants Aged 21 and above
  • Supplementary applicants: Age 18 and above
  • A yearly salary of at least S$30,000 is required. A yearly salary of at least S$60,000 for non-locals.

Terms and conditions

  • BOC has the sole and absolute discretion to alter, supplement, vary, or cancel any of these terms and conditions at any time and without any liability to anyone.
  • Spending from both the primary and secondary card accounts can be used to meet the qualifying spend requirements for this program’s cash rebate.
  • Before the conclusion of every billing cycle, all transactions must be posted. Merchants and other third parties will not be held liable for any delays in transmitting evidence of retail purchases to BOC.
  • When a cash refund is issued, it will be applied to the Cardmember’s Card Account in the following billing cycle. The cardholder’s monthly statement will show the cash rebate.
  • If a person suffers or incurs any losses or damages as a result of BOC’s execution of its responsibilities under these Terms and Conditions, BOC will have no liability to that person.

How to apply?

5. BOC Qoo10 Credit Cards Qmoney

Benefits

  • The BOC Qoo10 World and Platinum Mastercard Card were co-launched by the Bank of China Singapore Branch, Qoo10 Pte Ltd, and Mastercard. It can be used worldwide.
  • This is Singapore’s first co-branded credit card, featuring the BOC Qoo10 Platinum Mastercard for students and the BOC Qoo10 World Mastercard for professionals.
  • While buying on Qoo10, this card is the only one that offers a rebate in the form of Qmoney.
  • Cardholders can now get Qmoney rebates on things like transportation and meals, on top of everything else they can get Qmoney rebates on.

Features

  • Shop on Qoo10, take public transportation (Buses, MRT, Grab, and Taxis), eat fast food, spend online, go to the movies, or travel abroad and get Qmoney back! You can deduct your Qoo10 purchases from your earned Qmoney.
  • Pay with contactless payment function
  • First-year annual fee waiver

Eligibility

  • Primary applicants Aged 21 and above
  • Supplementary applicants: Age 18 and above
  • For the BOC Qoo10 World Mastercard, an annual income of S$30,000 and above

Terms and conditions

  • BOC has the sole and absolute discretion to alter, supplement, vary, or cancel any of these terms and conditions at any time and without any liability to anyone.
  • Spending from both the primary and secondary card accounts can be used to meet the qualifying spend requirements for this program’s cash rebate.
  • Before the conclusion of every billing cycle, all transactions must be posted. Merchants and other third parties will not be held liable for any delays in transmitting evidence of retail purchases to BOC.
  • When a cash refund is issued, it will be applied to the Cardmember’s Card Account in the following billing cycle. The cardholder’s monthly statement will show the cash rebate.
  • If a person suffers or incurs any losses or damages as a result of BOC’s execution of its responsibilities under these Terms and Conditions, BOC will have no liability to that person.

How to apply?

6. BOC Qoo10 Platinum Mastercard

Benefits/Features

  • Spending money on public transportation is eligible for a Qmoney reimbursement of up to 10%.
  • On all purchases, you can save up to 3% with Qoo10.
  • Credit limit up to $500.

Eligibility

  • Primary applicants Aged 21 and above
  • Supplementary applicants: Age 18 and above
  • The BOC Qoo10 Platinum Mastercard does not require a minimum annual income.

Terms and conditions

  • BOC has the sole and absolute discretion to alter, supplement, vary, or cancel any of these terms and conditions at any time and without any liability to anyone.
  • Spending from both the primary and secondary card accounts can be used to meet the qualifying spend requirements for this program’s cash rebate.
  • Before the conclusion of every billing cycle, all transactions must be posted. Merchants and other third parties will not be held liable for any delays in transmitting evidence of retail purchases to BOC.
  • When a cash refund is issued, it will be applied to the Cardmember’s Card Account in the following billing cycle. The cardholder’s monthly statement will show the cash rebate.
  • If a person suffers or incurs any losses or damages as a result of BOC’s execution of its responsibilities under these Terms and Conditions, BOC will have no liability to that person.

How to apply?

7. BOC Visa Infinite Card

Benefits

  • Every day, dine-in, takeout, and delivery orders from anywhere in town earn you 10 times the points as orders from out of town (equivalent to a 4 percent Cash Rebate). It’s not necessary to register or spend a certain amount of money to participate.
  • BOC Group Life Assurance Company Limited and/or Bank of China Group Insurance Company Limited are offering double the gift points on some insurance plans when you apply for or renew your policy.

Features

  • All purchases made in Singapore are eligible for a 1% cash refund, and there is no minimum spending or earning cap.
  •  First-year annual fee waiver

Eligibility

  • Primary applicants Aged 21 and above
  • Supplementary applicants: Age 18 and above
  • S$120,000 or more in annual earnings

Terms and Conditions

  • Only Infinite Credit Cardmember transactions in Singapore are eligible for the BOC Visa Infinite Card cash rebate.
  • Cardholders who make Singapore dollar purchases with their cards (including internet purchases) will receive a 1% cash refund.
  • The Principal Card and the Supplementary Card can both be used to make purchases.
  • The cash rebate is determined by multiplying the amount of each Singapore Dollar transaction by the cash rebate rate.
  • Cash rebates can be withdrawn, deducted, and/or recalculated if BOC, in its sole discretion, determines that the program has been abused.
  • Transactions that publish before the conclusion of a billing cycle are considered eligible.
  • BOC may at any time change, alter, or amend these terms and conditions, and the Cardmember agrees to be bound by such changes and modifications.

How to apply?

8. MoneyPlus Line of Credit

Benefits

  • With a monthly salary of at least S$1,700, you can take advantage of low-interest financing.
  • BOC MoneyPlus makes it easy to get the money you need to pursue your aspirations or cover unexpected expenses.
  • There are cheap loan rates and only a S$1,700-a-month minimum income requirement to enjoy the finer things in life.

Features

  • Low monthly loan rates of 1.9 percent * or 2.38 percent allow you to just pay for what you’ve used.
  • If you need money for anything, you can get up to four times your monthly salary.
  • Customer Service Hotline 1800-338 5335 for cash transfer to any bank account of your choice via online/mobile banking or at a BOC Branches/BOC ATMs.
  • A variety of repayment options are available around the island using this service.

Terms and conditions

  • BOC has the sole and absolute discretion to alter, supplement, vary, or cancel any of these terms and conditions at any time and without any liability to anyone.
  • Spending from both the primary and secondary card accounts can be used to meet the qualifying spend requirements for this program’s cash rebate.
  • Before the conclusion of every billing cycle, all transactions must be posted. Merchants and other third parties will not be held liable for any delays in transmitting evidence of retail purchases to BOC.
  • When a cash refund is issued, it will be applied to the Cardmember’s Card Account in the following billing cycle. The cardholder’s monthly statement will show the cash rebate.
  • If a person suffers or incurs any losses or damages as a result of BOC’s execution of its responsibilities under these Terms and Conditions, BOC will have no liability to that person.

How to apply?

Leave a comment

Your email address will not be published.