Procedure to apply and obtain Indian Overseas Bank in IOB Building in Singapore Debit/Credit cards
- Locate the IOB Building branch in Singapore and visit the bank during operating hours. You may find the branch address and contact information on the official IOB website or by contacting their customer service.
- Staff at the bank can provide you with an application form for the IOB debit/credit card. Fill out the form with current and accurate information. The form requests typically personal information, contact information, employment information, income information, and any other pertinent information needed by the bank.
- You must submit specific documents for verification along with your completed application form.
- Fill out the application form and gather the necessary documents before submitting them to the bank personnel. They will walk you through the process and make sure you have all of the relevant information.
- Your application and supporting documentation will be reviewed by the bank. As needed, they may undertake extra verification or checks. The processing time can vary, so it is best to inquire about the projected schedule when submitting your application.
- The bank will notify you whether your application is approved. After that, you can pick up your IOB debit/credit card from the IOB Building branch in Singapore. The bank will give you information on how to complete the collection process and any other obligations.
Eligibility Criteria
- Depending on the exact card offered, the IOB debit/credit card application may be open to both Singapore residents and non-residents. Some cards may have additional criteria for non-residents.
- Applicants must normally be at least 21 years old. However, certain cards for people over the age of 18 may be available.
Documents Required
- Identification Proof:
- Passport or National Identity Card (for Singapore residents).
- Employment Pass, Work Permit, or other valid residency permits (for non-residents).
- Address Proof:
- Utility bills (e.g., electricity, water, gas) in your name.
- Bank statements.
- Rental agreement.
- Government-issued letters or documents with your current address.
- Income Proof:
- Salary slips or employment letters (for salaried individuals).
- Income tax statements or tax assessment notices.
- Bank statements showing regular income deposits (for self-employed individuals).
- Employment Information:
- Employment letter or contract (for salaried individuals).
- Business registration documents (for self-employed individuals)