Procedure to apply and obtain POSB Bank in Singapore Debit/Credit cards

To learn more about the many debit and credit card alternatives available, visit the POSB Bank website or get in touch with their customer service. Examine the features, advantages, and eligibility requirements of each card to see which one best meets your needs.
Make sure you meet the conditions for the desired card, including the minimum age, required income, and residency status. Review the cards carefully as different ones can have different requirements.
Gather the necessary documents typically required for card applications.
.Visit the POSB Bank website and navigate to the debit or credit card section. Select the card you wish to apply for and follow the instructions to complete the online application form. Upload the required documents, as specified.
If you prefer a physical application, you can visit a POSB Bank branch or designated application center. Obtain the application form from the bank representative, complete it accurately, and submit it along with the required documents.
Once your application is submitted, POSB Bank will review your application, verify the documents, and assess your eligibility. The approval process duration may vary, and you may be contacted for additional information if needed.

Eligibility Criteria

In general, you must be at least 21 years old and at least 16 years old to apply for a credit card or debit card. It’s important to review the eligibility conditions for each card because various cards may have varying age requirements.
Foreigners with valid employment pass or work permits, Permanent Residents, and Singapore Citizens are normally eligible for POSB Bank cards. Depending on the card, the particular residency requirements could change.
Certain credit cards may have minimum income requirements to qualify. The income criteria vary based on the card and its features. Higher-tier cards often have higher income requirements.

For Singapore Citizens and Permanent Residents: National Registration Identity Card (NRIC).
Passport and relevant immigration documents.
Utility bills (electricity, water, gas) in your name.
Bank statements.
Government-issued letters (e.g., IRAS tax assessment notice).
Employment letter from your employer.
Payslips or salary statements.
Income tax statements.
CPF contribution history.