WeChat Pay: How to use, Top up, Pay / Send money in Singapore?

WeChat Pay, Singapore: How to use, Top up, Pay on purchase, send money via WeChat?

What is WeChat Pay?

WeChat Pay, Singapore


WeChat Pay is a digital payment platforms that allow customers to make secure online and in-app payments, mobile payments in stores and restaurants. It’s origin is China, but can be used internationally.

Benefits of WeChat Pay

  • Free to use
  • Easy cashless mobile payment
  • Secure for financial and personal datas
  • Accepted by popular merchants in Singapore (restaurants, supermarkets and retail stores, including Cold Storage, 7-Eleven and more)
  • Easy transaction for splitting bills or sending money to friends and family (WeChat wallet must linked with Mainland China bank account)

How to set up WeChat Pay Account?

WeChat Pay Account

If you’re unable to view the WeChat Pay option within your WeChat app, is because of your Phone number you used for WeChat account is not from a supported country.

  • If you have a friend who already had Mainland China bank account, you may able to use WeChat Pay send you a transfer to get started.
  • Once the transaction had made, you’ll see the option to set up WeChat, so that the money can be added to your account.
  • On seeing the WeChat Pay wallet icon, click through and link your mainland China Bank Account or Debit Card.
  •  This step is necessary because it’s a form of ID check. The account linked to your passport to allow for identity checking.
  • Follow the instructions to add your bank details and valid phone number.
  • You’ll receive a ‘Confirmation Code’ on your Phone number.

If any error occurs, i.e entering the name is not exactly the same as the name the bank has in their records. Even small details like using capital letters or lower case can mean your account isn’t accepted. Visit your bank in person if you run into problems.

How did WeChat Pay works?

  1. You have to link your WeChat account with bank account or credit and debit card.
  2. If you choose link WeChat Pay wallet through bank account, it will need to be a China mainland bank account.
  3. You may also link your Visa, Mastercard or JCB credit card to your WeChat wallet.
  4. Once linked to your account, payments can be made easily at participating merchants by scanning their WeChat QR codes.
  5. Note: Only a WeChat wallet that is linked to a China Mainland bank account can be used to transfer money to other WeChat users.

How to use Singapore WeChat?

How does WeChat Pay works

  1. Download the WeChat app on your mobile phone and log in or create an account.
  2. Select “Me” and “Services”.
  3. Enter your card information to link your China bank account or international bank card to your WeChat account.
  4. Tick the checkbox to agree to the User Agreement and tap on “Next”.
  5. Follow the steps to verify the billing address, including entering an SMS verification code sent to your registered phone number.
  6. Set a payment pin for your WeChat Wallet.

Top up your WeChat wallet

WeChat Pay in Supermarket

You can top up in Singapore from your linked local bank account or card in the country your WeChat account registered in. You could also have friends who have WeChat accounts send you funds, which added to your balance for your spending.

  • Open the WeChat app and tap on “Me”
  • Choose “Services”
  • ‘Agree’ to the terms and conditions
  • Select “Balance” > “Top Up”
  • Enter the amount you want to top up for your WeChat Wallet and tap on “Next”.
  • Enter the pin for your WeChat Wallet.

How to delete a WeChat account?

If you need to close your WeChat Account,

  1. Log into your WeChat account — tap ‘Me’
  2. Tap Account Security and navigate to WeChat Security Center
  3. Select “Account Cancellation”
  4. Complete the details required to close your WeChat account.

How you can link a bank account to WeChat?

  • It is available for China phone numbers and only China bank accounts linked to WeChat Pay.

How can one pay with WeChat in Singapore?

Easy and quick ways to pay with WeChat in Singapore:

  • Quick Pay: a WeChat Pay QR code generated on your phone and the merchant can scan to collect payment.
  • Scan: you can scan the WeChat Pay QR code provided by the merchant to make a payment, similar to other QR payment services, such as GrabPay, DBS PayLah, Apple Pay, and more.

How can you send money to others through WeChat?

How to send money via WeChat Pay

  1. Go to Friends Chat, to whom you want to send money.
  2. Tap on the “+” sign at the bottom right corner
  3. Choose “Money Packets (‘Ang Pao’)” on WeChat Pay
  4. You can receive or send money via WeChat to other WeChat users using this feature.
  5. Enter the amount and type in your customised message.

Download WeChat Pay on Google Play Store / Apple Store

Google-play-store-android-icon Apple Store


1. Can I use my real name on WeChat?

  •  Asper laws and regulations, WeChat requires real-name authentication for all users.

2. On which countries, WeChat Pay used?

  • Hong Kong China, UK and Singapore

3. Which currencies used in WeChat?


4. Is it possible to top up your WeChat wallet without a card?

  • Yes, if you link your WeChat wallet to a China bank account, you can top up without using a debit or credit card.

5. Am a Foreigner, may i use WeChat pay?

  • Yes, Foreigners can use WeChat Pay to pay in China. Current WeChat payment supports the linking and consumption of international bank cards such as VISA, MASTER, JCB, DINERS\DISCOVER, etc.

6. Can I use a foreign credit or debit card to top up?

  • Yes, You can use a foreign debit card with Alipay International.
  • WeChat Pay is not available to Singapore based customers.
  • To register with WeChat Pay you’ll usually need to be in one of the supported countries, with a local bank account or card from that location.


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